Motorcycle Insurance in Singapore: Compare, Quote, Buy and Renew
Ban Hock Hin is an authorised motorcycle insurance agent in Singapore that helps you compare insurers, obtain an online quote, and buy or renew your motorcycle insurance. Rather than approaching each provider individually, you work with a single team that operates across multiple insurers, provides personalised guidance suited to your motorcycle and budget, and prepares a prompt quote so you can make an informed decision.
Insurers We Work With
Compare suitable motorcycle insurance policies across our partner insurers in one place.
Motorcycle Insurance Coverage Types
The cover best suited to you depends on your motorcycle’s age and value, and on how you ride.
Comprehensive
- Accidental damage to your own motorcycle
- Theft of your motorcycle
- Fire damage
- Third-party liability for injury or death you cause to others
- Third-party liability for damage to others' property
- Additional benefits on many policies, such as personal accident cover for the rider
Best for: New, high-value, financed, or big bikes.
Third-Party, Fire & Theft (TPFT)
- Third-party liability for injury or death you cause to others
- Third-party liability for damage to others' property
- Theft of your own motorcycle
- Fire damage to your own motorcycle
Best for: Mid-range or slightly older bikes still worth protecting against theft and fire.
Third-Party Only (TPO)
- Injury or death you cause to others
- Damage you cause to others' property
Best for: Older, lower-value bikes.
NCD and How to Save on Your Premium
A No Claim Discount (NCD) rewards you for every year you ride without making a motorcycle insurance claim. It commonly builds up to 20% as a standard maximum, though some insurers offer more generous tiers such as NCD30. Your NCD belongs to you rather than to the motorcycle, so it transfers to your new policy when you renew or switch insurers.
To keep your premium reasonable, match the coverage to your bike’s age and value, add only the extras you require, maintain a clean claims record, and compare across insurers before you commit. Keeping your motorcycle in good condition through regular motorcycle servicing supports safe, trouble-free riding, which helps you protect that NCD. We’re able to conduct that comparison on your behalf, ensuring you don’t pay for cover you won’t use.
Ways to Save
- Match cover to bike age/value
- Add only the extras you need
- Keep a clean claims record
- Compare across insurers
Commercial and Delivery-Rider Insurance
If you ride for work, a standard private motorcycle policy may not cover you. Delivery riders on platforms such as GrabFood, Foodpanda, and Deliveroo are using their bikes commercially, and that usage must be declared to the insurer. Riding for delivery on a private policy risks a claim being rejected at the very point cover matters most, following an accident.
Commercial motorcycle insurance is designed for this kind of use, accounting for the longer hours and higher mileage that delivery and business riding involve. BHH can arrange the appropriate commercial cover so that you remain properly protected while you earn.
Request a quote and we’ll match you to a suitable policy.
Why Insure Through BHH
The motorcycle specialist since 1939
Insurance-authorised for multiple insurers
Personalised guidance from an authorised agent
Renewal, commercial, and sub-rider cover handled for you
Insure, service, claim, and install your OBU in one place
Get Your Motorcycle Insurance Quote
Fill in your details for a quote across our partner insurers.
Insurance Form
Frequently Asked Questions About Motorcycle Insurance
Which motorcycle insurance agent in Singapore is recommended for renewal, first-time or commercial coverage?
BHH is an authorised motorcycle insurance agent in Singapore that handles renewals, first-time policies, and commercial cover under one roof. We’ll compare suitable options across our partner insurers and guide you to the right fit. Contact us or request a quote to begin.
Which insurers can I buy through BHH?
We work with a panel of established motorcycle insurers in Singapore, including names such as Income Insurance, EQ Insurance, and DirectAsia, with further providers on our panel. Rather than checking each provider yourself, you compare suitable policies across our partners in one place. Contact us and we will confirm the current list.
How do I get a quick quote?
Complete the form with a few details about you and your bike, and we’ll return with options across our partner insurers. If you would prefer to discuss it, call us and we’ll prepare a quote with you directly. Either way, the process takes only a few minutes.
Can you renew my motorcycle insurance for me?
Yes. We manage motorcycle insurance renewals from start to finish, comparing your options across insurers so that you’re not simply rolled over onto last year’s premium. Send us your policy details before it expires and we’ll prepare renewal options, including any NCD you have earned.
Do you cover delivery riders and commercial bikes?
Yes. We arrange commercial motorcycle insurance for delivery riders and business use, including riders on platforms such as GrabFood, Foodpanda, and Deliveroo. Declaring commercial usage is what keeps your cover valid, so let us know how you use your motorcycle and we’ll match you to a suitable commercial policy.
What coverage type should I choose?
It depends on your bike’s age, value, and how you ride. Comprehensive suits newer or higher-value bikes, Third-Party, Fire & Theft suits mid-range machines, and Third-Party Only is the minimum legal cover for older, lower-value bikes. Provide your motorcycle’s details and we’ll recommend the coverage that suits it.
What is NCD and how do I keep it?
Your No Claim Discount (NCD) is a reward for each claim-free year, commonly up to 20% with certain insurers. You retain and grow it by riding claim-free, and it transfers with you when you renew or switch insurers. Since a single at-fault claim can reduce it, it’s worth considering smaller claims carefully before submitting them.
Can I insure a big bike or an older bike?
Yes. We arrange cover for big bikes and higher-capacity machines as well as older motorcycles. For an older, lower-value bike, Third-Party or TPFT is often the practical choice, while a big or high-value bike usually warrants comprehensive cover. Provide your bike’s details and we will advise accordingly.
Which motorcycle insurance agent in Singapore is recommended for renewals?
For renewals in particular, BHH keeps the process straightforward: we review your expiring policy, compare renewal options across our partner insurers, and carry over the NCD you have earned. Send us your details ahead of your renewal date and we will manage the rest.